The Business Plan is a summary of the paper development strategy of your company for several years ahead. A business plan is a serious document, which must meet certain standards and regulations. Do not count on getting the necessary sums to those who own future creditors to provide an arbitrary description of the alluring prospects, not supported by any calculations. Any business plan should be correlated with requirements placed on the Federal Fund for Small Business. These requirements relate to existing international rules, laid down by the un, namely its development organization Industry (UNIDO).
Only in case of compliance with these standards (with a full range of marketing, legal and financial documents), the banks will be to review your business plan. When developing a business plan to keep firmly in mind: any lender from whom you hope to get the required amount is concerned, above all, by how promptly and in full, the borrower returns the money spent. It follows that the calculations related to roi conceived, it is necessary to pay close attention. All verbal assumptions about the profitability of new business or need to expand the old should always be confirmed by the mathematical calculations and graphs. It is not necessary to create business plans, among majeure colors – a direct route to a distrust of potential lenders. You can easily fall into the "black list", then you will be quite difficult get a loan.
In principle, the business plan and its technology is available to everyone. Many self-respecting consulting companies create more or less detailed manual describing all the necessary in the business plan sections. You can also use ready-made templates available in many college textbooks faculties of economics, which are inserted the necessary data. As mentioned above, the main consideration when drafting a business plan should be directed to the calculations. There are special computer programs that can significantly ease the calculations. But many lenders with great hesitation would react to similar business plans. If development your business requires large and long-term loans, when drafting a business plan, your best bet is to contact the experts who can take into account all the nuances, from the salaries of cleaners and ending force-majeure circumstances. Some banks offer services to create business plans, and then under them, the same issue loans. Companies specializing in such services, they know a lot of nuances that allow them without any problems business plans for any lender. Will only be possible to implement such a plan into action. In no case should not classify against creditors of the information, for example, business channels, which may be perceived as fraud. If you really need a loan, try to describe in terms of all the details of the company, without losing detail. We should not forget about the legal documents that will accompany your business plan. You should not try to get money by any means, laying the housing or any other personal belongings. Must Decide on form of ownership that much harder to change in the process. Remember that some consulting firms may receive from this or that bank interest for the given customer, so before you trust the bank, look for information about it from other sources. In such an important matter as developing a business plan, do not apply to books of Western specialists. Remember that Russian conditions of economic development differ considerably from overseas. So to get really useful information for you