Latin America

The integration of the capital markets has come in Latin America? 1 July 2009 in times of global crisis like the present, may result secondary tackling topics such as prospects of Latin American financial integration. However, my feeling is that this crisis represents a great opportunity so the region can position itself globally and overcome once all their cycle brake and progress in economic growth (what economists call, stop-and-go process), to achieve a true economic development. In several articles of 2008 I commented about the initiatives of integration of the capital markets in Latin America. Attempts that were limited initially to a group of countries (with Chile, Mexico, Brazil, Peru and Colombia), but that was intended to be extended to the rest of Latin America. The virulence of the crisis has slowed much of the efforts in the matter, but did not failing this project which still stands and is showing signs of life.

A Article Jorge Errazuriz Graz for America economy yesterday about the possibilities that it has financial integration in Latin America, made me reflect on the need to install this theme again in the discussion on the most relevant issues within the development prospects of Latin American economies. In this new time, Latin American companies need access to a financial market wider and deeper. In several Latin American countries it is working on the development of megaprojects of investment requiring billions of dollars for their financing. So for example, Colombia is thinking about investments in infrastructure for the next decade, Peru intends to develop its energy potential through the exploitation of their natural resources and Brazil has launched towards world leadership in various economic sectors, such as biofuels, the aeronautical or automotive. And there are companies that are receiving funding by China, which will be large enterprises of the future because they produce what the world strongly will demand when you begin to see a genuine economic growth around the world, and these companies are Latin American, and today is listed on the New York Stock Exchange. I have no doubt that the financial system development and economic growth are mutually strengthened.

Human Capital Management

Advantages of knowing it manage to the extent that the management is identified with the scope and the positive impacts that derive from the proper management of human capital is achieved: making more efficient systems and human resources processes to reduce costs, making improvements to the process of recruitment and selection of staff. Improve productivity, since, with a good management of the human resource drives operating performance due to improvements in the provision of personnel. Align staff with goals and objectives to boost business performance, encouraging and stimulating the commitment of workers with the company creating improvements in the organizational culture. Make the position of the company within the market, since a rich human capital created no doubt value, although intangible but highly valued the company. Addition in the current era, technology and information are within reach of all companies, so the unique competitive advantage that can differentiate one company from another is the particular capacities that have people within the organization. Conclusions to the extent that management identify with the importance of knowing how to properly manage Human Capital and pay attention, collaboration in its achievement, the results will be favorable to the company, so you can achieve the full satisfaction of the needs of the Organization and its Human Capital, achieving shared productivity and the overall well-being of bothIn addition to as also shown to comply with real responsibility and mission of the company as it is contributing to its development and the scope of its purposes through the proper use of human resources, providing l training, motivation and integration teams with the purpose of stimulating the creative leadership, excellence and innovation demanded by the globalised market.

Private Money

Referred to as private equity or private money loans private mortgage who subscribe under cover of the Civil Code, the mortgage law and the regulation of mortgage. Likewise, the recently adopted law 2/2009 of March 31, regulates contracting with loans or mortgages and consumers of services of intermediation for the conclusion of contracts of loan or credit. The law 2/2009 of March 31 articulates the activity of so-called lenders providing private money or private capital, with the mortgage of a building, rustic or urban and financial mediators, doing work of advice, documentation and negotiation between client and the financial institution, company or private person intervenes as lender. The existing law requires financial mediators bring to their clients three binding conditions of the loan offers, which enables access to the same with the best conditions economic market. Likewise, leave in the hands of the authorities of the autonomous consumption monitoring of lenders and financial mediators.

Also, as some legal requirements referred to in this standard are not possible comply until the full development by the autonomous communities or in the absence of the Ministry of health, Social policy and equality and in particular of the General direction of consumption, the Act imposes the need to monitor the legality and conscientiousness of the subscribed contracts acting as supervisors de facto standard to notaries and registrars of property. What is private money or private capital? It is a loan of money between individuals or between individuals and mutual funds (legal persons). Therefore, private equity or private money subscribe when none of the parties involved is a financial institution. Multitude of nuances are hidden behind this as generic definition and Special features, given the lack of transparency that exists with this activity.

Music Travels

Get to know Vienna, is something that everyone should do. Witness the glorious in Europe time to wander through its beautiful decorated streets of Threesomes or musical duets at each corner, is something that doesn’t happen in any other city in the world. Really minimal social and cultural change that has suffered this city, making it entirely, in a place worthy of admiration. Vienna is a place full of cathedrals, museums, palaces and gardens as more than one tourist marvel every day. Majestic Calenders thrown by beautiful horses, are just a small detail that delights the eyes of anyone. Vienna has inherited the world stories of princes, princesses, passions and jealousy, and its history through the years has witnessed very famous characters natalidades, such as Strauss, Mozart, Freud and Gustav Klimt. Vienna is a real story.

It is a city always associated with music, especially with the Philharmonic and is common to hear about the majestic musical concert it is conducted at the conclusion of every new year that thousands people enjoy on television, and who have luck, are lucky to witness live. He travelled to Vienna and knows this and much more in this majestic city. It will fascinate you! A. Verastegui hold.

Social Capital

It could be understood also as a hotbed of small actions whose ripe fruits will be returned to the society and consequently everyone will receive something of this community effort. In a society where valued culture and the contribution of knowledge as a fundamental pillar of people, undoubtedly love and surrender to the reading would be so assimilated that we should not question these links. But it is not in the current society. I have no doubt that a child who has developed their imagination, ingenuity and dexterity of the verb, is better able to get out of a traumatic situation or crisis, to another that has hardly any basic knowledge or which saw use to their peers. While it is true that there are exceptional individuals that do not need any book to have skills, most are what we eat (or read). By this I mean that it is necessary to take care of much of what we eat and how we feed others. We must ensure that the Social capital is positive and avoid as far as possible generated actions that can finish populating US companies contaminated in the breadth of the word.

In this case, Social Capital would be negative for the individual seeking a humanist growth and could lose even the impulse of this quest for a better world. It could get to the abatement on pure hopelessness. From my point of view, the reading is not only to have a book in your hands. I understand the question of linking from the broad perspective of the word Reading. IE: orality, the symbols, the reflux contemplation. The wealth of knowledge and abilities of a person is to be benefit your community, it has to start by assessing them as such and open the doors of your pantry. That you give and receive.

Human Shield

good heads are proud of being human shields, absorbing or turning aside annoyances, that interfere in the development of the workings of their subordinates. They are these originated from outside the company (bad clients) or within the same organization (you order without sense), allowing that the life of their people is less difficult than already it is. 1. – To resist the instincts: is made Here what I say the preoccupation but important of the good heads is the service load of its subordinates. That together with the urgency to realise work meetings. If you want to show his power and to show little respect towards its people, it arrives behind schedule to the majority of the meetings. But it wishes that they are proud of you and that they do a good work, you intone it begins and it finishes the meetings in time. 2.

– Constructive Fights In means where there is mutual respect, the discussions around the ideas are means for the development of the organization. The best heads encourage constructive battles and allow that the people feel that is safe to set out their opinions, even in present of the LEADER. 3. – Interferences. The good head this kind one to avoid or to reduce some you practice organizational that can be exhausting. For example: In a company the evaluation of the performance took near 02 hours by each worker.

That reason to look for the alternative to see if it would be possible to be obtained the same results, but of fast way but. What one took place was an analysis of the card of evaluation (a document loaded with but of 20 items), which was simplified, without losing its importance, obtaining that the evaluation is completed in 20 minutes. 4. – Challenge to the idiots Sometimes is necessary to face other leaders and powerful groups that force people to accept their bad ideas.